With the Balanced Option, your contributions are invested 50% in equity mutual funds and 50% in bond funds throughout the life of the investment.
For children over the age of 12, this is a more aggressive option than the age-based portfolios. It may be appropriate for parents of older children who have started saving late and who are comfortable with a higher level of investment risk. It also may be appropriate for account owners who want to maintain a more consistent level of risk throughout the life of the investment.
